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Analysis of Trust Student Loan Pool Composition

Student Loan Marketing Association (SLM) | July 31, 2025

By Wendy Roberts

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The Trust Student Loan Pool as of July 31, 2025 consists of student loans originally selected from a portfolio of consolidation student loans owned by the Student Loan Marketing Association.

The loans in the Trust Student Loan Pool meet specific criteria including being guaranteed by a guaranty agency under a guarantee agreement and meeting FFELP requirements.

This filing provides detailed information about the composition and characteristics of the trust student loans.

Loan Selection Criteria

Trust student loans were selected based on being guaranteed as to principal and interest by a guaranty agency under a guarantee agreement and meeting FFELP requirements.

Loan Terms

The loans provide for periodic payments that fully amortize the amount financed over its term, excluding any deferral or forbearance periods.

Borrower Criteria

Loans in the Trust Student Loan Pool have requirements related to delinquency, bankruptcy proceedings, and special allowance payments based on specific rates.

  • The aggregate outstanding principal balance and detailed characteristics of the trust student loans are provided as of the statistical disclosure date, ensuring transparency for investors.
  • Variations in interest rates and principal reduction may impact the distribution by weighted average interest rate of the trust student loans in the future.

The Trust Student Loan Pool analysis reveals the careful selection and maintenance of student loans meeting specific criteria. Investors can gain insights into the composition of the pool and the factors influencing loan performance.