Capital One Financial Corporation provided Monthly Charge-Off and Delinquency Metrics for November 2025.
The report includes data on Net Charge-Offs, 30+ Day Performing Delinquencies, and Nonperforming Loans for different loan categories.
The metrics reveal key insights into the credit performance of Capital One Financial Corporation.
Credit Card Charge-Offs
Domestic credit card net charge-offs amounted to $1,060 million with a rate of 5.02%.
Auto Loans Delinquencies
Auto loans showed a 30+ day performing delinquency rate of 1.71% and nonperforming loans rate of 0.64%.
Financial Impact
The fluctuations in recoveries impact the net charge-off rate periodically, influencing the overall credit performance metrics.
- The credit metrics indicate the health of Capital One's loan portfolio.
- Higher charge-off rates may suggest increased credit risk.
- Delinquencies and nonperforming loans rates provide insights into borrower repayment behaviors.
Overall, the Monthly Charge-Off and Delinquency Metrics for November 2025 demonstrate the credit performance and risk management strategies of Capital One Financial Corporation.