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Jefferson Capital Completes Acquisition of Credit Card Portfolio

Jefferson Capital, Inc. (JCAP) | December 4, 2025

By Uma Mitchell

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Jefferson Capital, Inc. (NASDAQ: JCAP) finalized the acquisition of credit card assets from affiliates of Bluestem Brands.

The net purchase price for the portfolio was $196.1 million, with estimated remaining collections of $310.0 million.

Founded in 2002, Jefferson Capital is a key player in managing charged-off, insolvency, and active consumer accounts.

Portfolio Acquisition

Acquired credit card assets from affiliates of Bluestem Brands for $196.1 million.

Estimated Collections

Projected remaining collections associated with the portfolio amount to $310.0 million.

Business Operations

Jefferson Capital operates in the U.S., Canada, the U.K., and Latin America, catering to various sectors like banks, telecom, and fintech.

  • Jefferson Capital's acquisition strengthens its position in the charged-off asset management sector.
  • The estimated remaining collections indicate potential future revenue growth for the company.

The successful completion of the portfolio acquisition marks a strategic move for Jefferson Capital, positioning them for continued success in the industry.