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J.Jill, Inc. Announces Completion of Refinancing Transaction

J.Jill, Inc. (JILL) | December 15, 2025

By Olivia Collins

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J.Jill, Inc. successfully completed the refinancing of its existing credit agreement with a new $75 million senior secured five-year term loan facility.

The refinancing provides enhanced financial flexibility and improved terms for the company.

The transaction is expected to result in annual cash interest expense savings of approximately $2.0 million.

Refinancing Details

New $75 million senior secured five-year term loan facility replaces the previous term loan credit agreement, providing enhanced financial flexibility.

Savings Estimate

The company expects annual cash interest expense savings of approximately $2.0 million after the refinancing.

Legal Advisor

Morgan, Lewis & Bockius LLP served as the legal advisor to J.Jill, Inc. for the refinancing transaction.

  • The refinancing transaction demonstrates the company's commitment to maintaining a strong balance sheet and operational flexibility.
  • Excluding the one-time impact of accelerated debt issuance costs, J.Jill anticipates significant annual cash interest expense savings of $2.0 million.
  • The new financing agreement enhances the company's financial position and strategic capabilities.

The completion of the refinancing transaction signifies a positive step for J.Jill, Inc., enhancing its financial flexibility and demonstrating proactive financial management.