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Wells Fargo Announces Redemption of Floating Rate Junior Subordinated Deferrable Interest Debentures

Wells Fargo & Company (WFC) | Dec. 12, 2025

By Xander Turner

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Wells Fargo announced the redemption of its Floating Rate Junior Subordinated Deferrable Interest Debentures due January 15, 2027.

The redemption will take place on January 15, 2026, at the Optional Prepayment Date.

This redemption removes a covenant that placed conditions on Wells Fargo's ability to repurchase or redeem its 3.90% Fixed Rate Reset Non-Cumulative Perpetual Class A Preferred Stock, Series BB.

Debentures Redemption

Wells Fargo is redeeming all of its Floating Rate Junior Subordinated Deferrable Interest Debentures due 2027.

Optional Prepayment Price

The prepayment price will be 100% of the principal amount of the Debentures plus accrued and unpaid interest.

Impact on Stock

Redemption of Debentures removes a covenant affecting the repurchase or redemption of preferred stock.

  • The redemption of the Debentures signals Wells Fargo's financial strategy to manage its debt obligations and optimize its capital structure.
  • Removing the covenant enhances Wells Fargo's flexibility in managing its financial instruments and may positively impact investor confidence.

The redemption of the Debentures showcases Wells Fargo's proactive approach to financial management and commitment to optimizing its capital structure. This strategic move is expected to have positive implications for the company's financial flexibility and shareholder value in the long term.