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Exzeo Group Reports Strong Third Quarter 2025 Financial Results

Exzeo Group, Inc. (XZO) | December 10, 2025

By Wendy Roberts

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Exzeo Group, Inc. announced its financial results for the third quarter of 2025, showcasing significant growth in managed premium and revenue.

The company experienced a 142.1% increase in managed premium to $1.2 billion and a 90% revenue growth to $55.2 million year-over-year.

Operational efficiency and strong performance contributed to notable margin expansion and cash generation for Exzeo.

Revenue Surge

Quarterly revenue surged by 90% to $55.2 million, driven by service expansion and customer growth.

Profitability and Growth

Adjusted EBITDA increased to $28.7 million, reflecting cost efficiency and scalability of operations.

Managed Premium Growth

Managed Premium soared by 142.1% to $1.2 billion, showcasing adoption of Exzeo's platform.

Cash Generation

Net cash provided by operating activities surged to $89.0 million, highlighting strong cash generation.

Strategic Partnerships

New insurance companies joining the Exzeo platform strengthen its market presence and revenue streams.

  • The financial results indicate Exzeo's successful utilization of the Insurance-as-a-Service model, driving revenue and margin expansion.
  • Strong operational performance led to significant growth in managed premium and recurring revenue streams, underscoring the platform's efficiency and appeal to insurance partners.

Exzeo Group's robust performance in the third quarter of 2025 reflects the company's strategic focus on operational efficiency and growth through partnerships. The impressive increase in managed premium and revenue positions Exzeo for continued success in the insurance industry.