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Onity Group Announces Strategic Relationship with Finance of America Reverse

Onity Group Inc. (ONIT) | November 18, 2025

By Laura Young

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Onity Group Inc. announces a strategic partnership with Finance of America Reverse (FAR)

PHH Mortgage Corporation, a subsidiary of Onity, will reposition in the reverse mortgage market through a subservicing agreement with FAR

Estimated net proceeds from the transaction are expected to be approximately $100 to $110 million

Strategic Relationship with FAR

PHH Mortgage to sell reverse mortgage servicing rights to FAR and become a subservicer for a three-year agreement

Net Proceeds Estimate

Anticipated net proceeds of $100 to $110 million from the transaction, subject to regulatory approval and closing conditions

Business Simplification

Onity aims to simplify its business by focusing on maximizing growth in forward originations and recapture, along with commercial and reverse subservicing activities

  • Establishes a significant subservicing relationship with FAR, a leader in the reverse mortgage market
  • Eliminates certain assets and liabilities to streamline balance sheet and business model
  • Strengthens financial metrics such as liquidity and capital ratio
  • Enables increased focus on high-growth markets and services

Onity Group's strategic partnership with Finance of America Reverse marks a pivotal step in simplifying and optimizing its business operations. The anticipated proceeds and benefits resulting from this transaction are expected to drive growth and enhance shareholder value in the coming years.