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M&T Bank Corporation Announces Strong Financial Results for Q4 2025

M&T Bank Corporation (MTB) | January 16, 2026

By Oscar Wright

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M&T Bank Corporation reports quarterly net income of $759 million with diluted earnings per common share of $4.67 for Q4 2025.

Full-year 2025 results show net income of $2.85 billion and diluted earnings per common share of $17.00.

Key highlights include an increase in taxable-equivalent net interest income and improved asset quality metrics.

Financial Performance

Quarterly net income reached $759 million with diluted earnings per common share of $4.67, showcasing M&T's strong financial position.

Loan and Deposit Growth

Increase in taxable-equivalent net interest income was driven by loan and deposit growth during the recent quarter.

Dividend and Share Repurchase

M&T increased its quarterly dividend by 11%, repurchased 9% of outstanding shares, and grew tangible equity per common share by 7% in 2025.

Asset Quality Improvement

The allowance for loan losses as a percent of total loans declined to 1.53% at December 31, 2025, reflecting improved asset quality metrics.

  • M&T Bank Corporation's strong financial performance in Q4 2025 and full-year results demonstrate resilience and strategic growth.
  • Improvements in loan and deposit metrics, along with dividend increases and share buybacks, signal positive momentum for the company's future.
  • The decline in the allowance for loan losses and increased tangible equity per common share indicate improved asset quality and financial stability.

In conclusion, M&T Bank Corporation's impressive financial results for Q4 2025 underscore its commitment to strong performance and strategic growth.