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M&T Bank Corporation Investor Update 3rd Quarter 2025

M&T Bank Corporation (MTB) | September 2025

By Noah Edwards

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This presentation contains forward-looking statements regarding M&T Bank Corporation within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (SEC).

Statements in this update cover current expectations, estimates, and projections about M&T's business, including the potential effects of events specific to M&T and the financial industry as a whole.

Key factors such as economic conditions, interest rates, market volatility, regulatory changes, and geopolitical events may impact M&T's business and financial results.

Forward-Looking Statements

Statements in the presentation may not describe historical or current facts and are subject to uncertainties and risks that could affect future performance.

Risk Factors

Potential risks include economic conditions, changes in interest rates, regulatory changes, political developments, and technological risks.

Financial Performance

The presentation discusses factors that may influence M&T's financial outcomes, such as market values, credit losses, and regulatory supervision.

  • The update highlights the importance of considering uncertain factors that could impact the company's financial performance.
  • Factors like market conditions, political events, and technological developments may influence M&T's ability to introduce competitive new products and services.

In conclusion, the Investor Update provides a comprehensive overview of the potential risks and uncertainties that M&T Bank Corporation faces in its business operations.