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United Community Banks, Inc. Announces Redemption of Series I Non-Cumulative Perpetual Preferred Stock

United Community Banks, Inc. (UCB) | August 15, 2025

By Julia Hall

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United Community Banks, Inc. announced the redemption of all outstanding shares of the Company's 6.875% Series I Non-Cumulative Perpetual Preferred Stock.

The redemption will take place on September 15, 2025, reflecting United's active management of its capital structure.

The cash redemption price for each share of Preferred Stock will be $25,000, to be paid on the Redemption Date.

Redemption Date

September 15, 2025

Redemption Price

$25,000 per share of Preferred Stock, equivalent to $25 per Depositary Share

Cash on Hand

United will redeem the $88 million aggregate liquidation preference of the Preferred Stock using cash on hand.

  • The redemption reflects United's strategic approach to capital management and optimizing its financial structure.
  • Shareholders will receive the Redemption Price and dividend payments due on the Redemption Date.
  • The Depositary Shares will cease to accrue dividends after the Redemption Date.

United Community Banks, Inc.'s redemption of the Series I Non-Cumulative Perpetual Preferred Stock demonstrates its commitment to efficient capital management and shareholder value.