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Mechanics Bank Selling Fannie Mae Business Line to Fifth Third Bancorp

Mechanics Bancorp (MCHB) | Dec. 9, 2025

By Bob Smith

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Mechanics Bancorp's subsidiary, Mechanics Bank, has agreed to sell its Fannie Mae Delegated Underwriting and Servicing (DUS) business line to Fifth Third Bancorp in an all-cash deal.

The DUS Business focuses on multifamily lending and servicing under the Fannie Mae DUS program, facilitating the process for approved lenders.

Fifth Third will acquire Mechanics Bank's $1.8 billion DUS servicing portfolio and hire the DUS Business employees under a definitive agreement.

Transaction Details

Mechanics Bank to sell DUS Business to Fifth Third Bancorp in an all-cash deal, subject to Fannie Mae's approval.

DUS Business Focus

The DUS Business streamlines multifamily lending and servicing with access to Fannie Mae-backed loan products.

Expected Impact

The transaction is expected to close in the first quarter of 2026, pending customary closing conditions and Fannie Mae's approval.

  • The sale of the DUS Business to Fifth Third Bancorp signifies a strategic move for Mechanics Bank.
  • Fifth Third's acquisition of the DUS servicing portfolio and talented employees is poised to enhance growth opportunities.

The agreement between Mechanics Bank and Fifth Third presents a promising future for the DUS Business, anticipating growth and development under new leadership.