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Wells Fargo Mortgage Loan Purchase Agreement - Key Details

Wells Fargo (WFC) | December 4, 2025

By Xander Turner

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Wells Fargo Bank, National Association, entered into a Mortgage Loan Purchase Agreement with Wells Fargo Commercial Mortgage Securities, Inc.

The agreement involves the sale and purchase of commercial mortgage loans without recourse, representation, or warranty, except as outlined in the agreement

The Purchaser will create a trust with the Mortgage Loans as primary assets for the issuance of mortgage pass-through certificates

Asset Sale

Wells Fargo Bank, National Association, sells commercial mortgage loans to Wells Fargo Commercial Mortgage Securities, Inc.

Trust Creation

The Purchaser plans to create a trust with the Mortgage Loans as primary assets for issuing mortgage pass-through certificates

Certificate Sale

Intention to sell Registered and Non-Registered Certificates to Underwriters and Initial Purchasers respectively

  • The creation of the trust and sale of certificates indicate the securitization of commercial mortgage loans by Wells Fargo
  • The agreement signifies a financial transaction between related entities within Wells Fargo

The Mortgage Loan Purchase Agreement demonstrates Wells Fargo's strategic approach to managing its mortgage assets and capitalizing on securitization opportunities. This move aligns with the trend towards structured finance in the current market environment.