Capital One Financial Corporation released its monthly charge-off and delinquency metrics for August 2025.
The report provides insights into the net charge-offs, performing delinquencies, and nonperforming loans across different loan categories.
The data showcases the financial health and performance of Capital One's loan portfolio for the specified period.
Credit Card Charge-Offs
Domestic credit card net charge-offs amounted to $989 million with a rate of 4.70% for August 2025.
Auto Loans Delinquencies
Auto loans saw a performing delinquency rate of 1.58% and nonperforming loans worth $587 million for the reported period.
- The metrics highlight the trends in loan performance and risk management strategies of Capital One.
- Understanding the charge-off and delinquency rates provides valuable insights for investors and analysts in evaluating the company's credit quality.
Capital One's August 2025 metrics demonstrate the company's proactive approach to managing credit risk and maintaining a healthy loan portfolio.