Wells Fargo Bank, National Association, and Wells Fargo Commercial Mortgage Securities, Inc. entered into a Mortgage Loan Purchase Agreement on December 11, 2025.
The Agreement involves the sale of commercial mortgage loans without recourse, representation, or warranty.
The Purchaser will create a trust with a segregated pool of commercial mortgage loans as the primary assets.
Asset Acquisition
Wells Fargo Bank, National Association, acting as the seller, will transfer commercial mortgage loans to Wells Fargo Commercial Mortgage Securities, Inc. without recourse.
Trust Creation
The Purchaser intends to establish a trust where the Mortgage Loans will form a segregated pool, backed by mortgage pass-through certificates.
Certification Process
Certain classes of the Certificates will be rated by recognized statistical rating organizations with registered and non-registered categories.
- The creation of the Trust will enhance the securitization process for the commercial mortgage loans.
- The issuance of mortgage pass-through certificates will facilitate the distribution of beneficial ownership to investors.
The Mortgage Loan Purchase Agreement signifies a strategic move by Wells Fargo to optimize its asset management and capital utilization through structured finance arrangements.