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UWM Holdings Corporation Announces Acquisition of Two Harbors Investment Corp.

UWM Holdings Corporation (UWMC) | December 17, 2025

By Charlie Brown

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UWM Holdings Corporation announced the strategic acquisition of Two Harbors Investment Corp.

The acquisition aims to expand UWM's servicing portfolio and capabilities, enhancing profitability and resilience.

The all-stock transaction is valued at $1.3 billion in equity, solidifying UWM's market position and growth prospects.

Strategic Acquisition

The acquisition of Two Harbors Investment Corp. strengthens UWM's long-term vision and is expected to unlock opportunities for increased profitability and cash flow.

Portfolio Expansion

UWM will nearly double its MSR portfolio to approximately $400 billion, creating significant recurring revenues and cost synergies of $150 million annually.

Enhanced Market Position

The combined company will serve over $400 billion in MSR, ranking number 8 among servicers nationwide, and provide world-class mortgage services.

  • The transaction aligns both companies for accelerated growth and enhanced outcomes, benefiting UWM, brokers, consumers, and stockholders.
  • UWM's strengthened balance sheet and cash flow from the acquisition will support continued growth investments and dividend rewards for stockholders.

The acquisition solidifies UWM's position as a leading mortgage lender and sets the stage for significant growth and synergies in the mortgage servicing industry.