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Synovus Financial Corp. at Goldman Sachs 2025 Financial Services Conference - Forward-Looking Statements and Proposed Transaction Details

Synovus Financial Corp. (SNV) | December 9, 2025

By Mia Evans

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The communication includes forward-looking statements related to the proposed transaction between Synovus Financial Corp. and Pinnacle Financial Partners, Inc.

Forward-looking statements involve risks and uncertainties that may impact future performance and achievements.

Factors affecting the proposed transaction include cost savings, integration challenges, regulatory approvals, and potential dilution post-transaction.

Benefits of Proposed Transaction

Expected future financial and operating results with impacts on earnings and tangible book value.

Risks and Challenges

Potential disruptions, delays, and integration difficulties in combining Synovus and Pinnacle operations.

Regulatory Approval Concerns

Governmental approvals for the transaction and the possibility of additional regulatory requirements post-merger.

  • The proposed transaction may face challenges in realizing anticipated cost savings and synergies.
  • Integration of business operations between Synovus and Pinnacle could be delayed or more complex than expected.
  • Shareholder approval, regulatory conditions, and reputational risk are key considerations post-transaction.

The forward-looking statements and risks associated with the proposed transaction highlight the complexities of mergers in the financial sector. Investors should carefully assess the potential outcomes and challenges ahead for Synovus Financial Corp.