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Analysis of Trust Student Loan Pool by SLM Corporation

SLM Corporation (SLM) | November 30, 2025

By Sam Nelson

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SLM Corporation provides a detailed breakdown of the trust student loans held within the trust structure, derived from a consolidation of student loans.

The trust student loans are subjected to stringent criteria, ensuring full disbursement and a maximum delinquency period of 210 days.

As of the statistical disclosure date, November 30, 2025, the filing discloses the intricate characteristics and outstanding principal balances of the trust student loans.

Selection Criteria

The trust student loans are meticulously chosen, meeting stringent requirements such as guarantees by a guaranty agency and compliance with Federal Family Education Loan Program (FFELP) regulations.

Outstanding Balances

The total outstanding principal balance of the trust student loans encapsulates accrued interest to be capitalized as of the statistical disclosure date.

Interest Rates

The filing provides insight into the weighted average interest rates and spreads for special allowance payments related to the trust student loans.

  • The meticulous selection and maintenance procedures for trust student loans underscore SLM Corporation's commitment to compliance with regulations and financial stability.
  • The disclosure of varied interest rates and terms adds complexity to the management dynamics of the trust student loans.

SLM Corporation's comprehensive disclosure of the trust student loan pool not only illustrates transparency but also signifies a commitment to upholding regulatory standards, thereby safeguarding the financial integrity of the loans.