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PayPal and KKR Renew Agreement for European Pay Later Receivables

PayPal Holdings, Inc. (PYPL) | November 17, 2025

By Bob Smith

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PayPal and KKR have renewed their agreement for up to €65 billion of buy now, pay later loans originated in Europe through March 2028.

The agreement signifies the ongoing success of PayPal's European buy now, pay later business.

KKR will purchase eligible current and future PayPal buy now, pay later loans originated in France, Germany, Italy, Spain, and the United Kingdom.

Enhanced Partnership with KKR

The new agreement demonstrates the ongoing success of PayPal's European buy now, pay later business and its disciplined balance sheet management.

Loan Commitment

KKR will purchase up to €65 billion of buy now, pay later loan receivables originated by PayPal in key European markets.

Strategic Growth

PayPal's commitment to a balance-sheet light model for credit supports strategic investments and capital return.

  • The agreement solidifies PayPal's position in the European buy now, pay later market.
  • KKR's expanded commitment highlights the strength and quality of PayPal's BNPL platform in Europe.

The renewed agreement between PayPal and KKR underscores the continued growth and success of PayPal's European buy now, pay later business. This partnership reflects PayPal's commitment to strategic investments and financial flexibility in the evolving market landscape.