PNC Financial Services Group delivered exceptional full-year 2025 results with net income of $7.0 billion and $16.59 diluted earnings per share.
The company experienced record revenue driven by record net interest income and noninterest income, while maintaining well-controlled expenses with a 5% positive operating leverage.
The acquisition of FirstBank in early 2026 positions PNC for accelerated growth in key strategic markets.
Record Revenue
Driven by record NII and noninterest income
Strong Credit Quality
Maintained a 0.20% net loan charge-off ratio
Increased Loans and Deposits
Reported growth in loans and deposits balances
Acquisition of FirstBank
Completed on 1/5/2026, setting the stage for accelerated growth
- PNC's financial highlights for 2025 include a 7% increase in total revenue, 8% growth in noninterest income, and a 15% rise in PPNR (non-GAAP).
- The company demonstrated positive operating leverage of 5% and strong credit quality with a net loan charge-off ratio of 0.20%.
PNC Financial Services Group's strategic focus on revenue growth, expense management, and maintaining strong credit quality has translated into impressive financial performance for the full year 2025.