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Community Trust Bancorp, Inc. Investor Presentation Highlights

Community Trust Bancorp, Inc. (CTBI) | September 2025

By Fiona Wilson

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Community Trust Bancorp, Inc. (CTBI) presented key metrics including Total Assets of $6.4 billion and Market Capitalization of $958.1 million.

CTBI disclosed its competitive position as the 3rd largest Kentucky domiciled bank holding company with notable financial data as of June 30, 2025.

The company's operational history traces back to 1903 and has expanded through strategic acquisitions over the years, serving customers in multiple regions.

Financial Strength

CTBI maintains a Tangible Common Equity Ratio of 11.72% and has a Cash Dividend Yield of 3.55% indicating stability in operations.

Corporate Growth

The company has a decentralized approach to decision-making, focused on organic growth and acquisitions, evident from its acquisition of LaFollette First National Corporation in 2010.

Executive Team Expertise

CTBI's executive management team boasts years of experience in the banking industry, with Mark A. Gooch serving as Chairman, President, and CEO for 44 years.

  • CTBI's consistent financial performance is evident in its EPS growth from $4.61 in 2024 to $2.60 in YTD 2025, reflecting positive earnings momentum.
  • The company's net income increased by 22.8% from June 2024 to June 2025, showcasing strong financial growth within the reporting period.

Community Trust Bancorp, Inc. demonstrates a robust financial position and strategic growth initiatives through a combination of organic and acquisitive strategies, positioning itself as a prominent regional banking entity.