The Master Trust II Portfolio consists of receivables from selected accounts based on specific criteria.
Bank of America retains the right to change credit card account terms within certain limitations.
Economic conditions can impact the performance of receivables in the portfolio.
Receivables Transfer Agreements
Transferor can designate additional Eligible Accounts to Master Trust II.
Credit Card Account Terms
BANA has the right to modify terms except as described in the prospectus.
Delinquency Experience
Information on delinquency rates for various time periods is provided in the filing.
- The delinquency and charge-off experience can indicate the portfolio's credit quality.
- Economic conditions play a significant role in the performance of receivables.
The analysis of the Master Trust II Portfolio highlights the importance of monitoring economic conditions and credit card account terms for potential impact on receivables.